SPECIAL RISKS INSURANCE

We specialize in finding insurance coverage for unique risks.

Specialty risk insurance refers to any insurance policy that is non-traditional or unusual because the person or entity insured is exposed to certain risks. These unusual risks are typically a result of the dangerous nature of the insured’s profession or industry. When an individual or an organization comes into close contact with risks like death, sickness and property damage on a regular basis, they might require special risk insurance. For example: an asbestos contractor is more likely to suffer bodily damage than an office worker. While traditional workers’ compensation will be suitable for the latter, the asbestos contractor will require specialty risk insurance.

More information about Specialty Risk insurance.

From oil drilling to special event insurance, if you can think of it, we can probably quote it. With access to over 100 markets, we have a product for nearly any type of risk under the sun. Risks that are often considered “specialty” or “hard-to-place” include:

  • Oil & gas-related businesses
  • Substance abuse recovery facilities
  • Environmental insurance coverage (pollution liability)
  • Alcohol, cannabis or tobacco manufacturers/distributors
  • Sports & entertainment businesses
  • Special event/festival insurance
  • Non-profit organizations or public entities
  • Independent truckers and haulers